Better Save than Sorry
In today’s almost recession-like living conditions, people are seldom able to escape a debt ridden lifestyle. It doesn’t help that oil prices have astoundingly gone up, everything is running into dizzying speeds - gas is skyrocketing, prescription drugs are up, cash is slow, interest rates are up. Time for debt management. I must admit that my own family’s financial struggles have been brought about by many unwise money decisions. We handled our finances recklessly. Fact is, our overindulgent use of credit resources have almost led us to bankruptcy. Our lessons were learned the hard way. We managed to stay afloat by employing certain lifestyle changes. First stop is reduce the use of credit. From three credit cards it was cut down to just one. Less temptation, less unprogrammed purchases. Remember, cards have credit limits. Less cards, less limits. We also learned to use online payment systems regularly so we save on transportation costs. Instead of going to the bank, we ha...